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DUI Victim Civil Claims and NJ Dram Shop Act — Extending Liability to Alcohol Sellers and Social Hosts

Situation When a drunk driver injures someone, criminal prosecution alone rarely makes the victim whole. The defendant's auto insurance limits are often lo
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Special Needs Trust protects assets and government benefits for persons with disabilities in NJ and NY Legal Column

Special Needs Trust Complete Guide: Protecting Assets and Government Benefits for Persons with Disabilities in NJ & NY

A practical NJ & NY guide to Special Needs Trusts: Third-Party vs. First-Party (d4A) vs. Pooled (d4C), how SSI/Medicaid eligibility is preserved, ABLE Account layering, ...
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a woman sitting at a table talking to another woman Legal Column

Language Barriers and NJ Insurance Statements — Asserting Your Right to a Qualified Interpreter

## Situation Many Korean and other immigrant drivers in New Jersey are caught off guard when, days after a crash, the opposing driver's insurance adjuster ...
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Cars driving on a highway towards rolling hills Legal Column

Immigration Status and NJ Auto Accidents — Why Undocumented Victims Can Still Recover Damages

## Situation Many undocumented immigrants injured in New Jersey car crashes stay silent — skipping the ER, avoiding a police report, and never contacting a ...
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Doctor writing on clipboard in office Legal Column

How to Handle NJ IME (Independent Medical Exam) — Preparing for Insurance-Selected Physician Evaluations

## Situation A few months after a car accident in New Jersey, a claimant receives a letter from the insurance carrier: "You are scheduled to ...
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Social media app icons on a smartphone screen with a textured grey background Legal Column

Why Social Media Posts Reduce NJ Personal Injury Damages — Risks You Must Avoid

## Situation Personal-injury plaintiffs in New Jersey are increasingly watching their claims lose value because of a single Facebook photo, a TikTok reel, or a ...
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a person driving a car on a highway Legal Column

NJ Dashcam Evidence — When to Submit Your Video and How to Protect It from Adversary Edits

## Situation Dashcams — from single-lens front units to three-channel front/rear/interior systems with parking-mode monitoring and automatic cloud upload — have
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Car instrument panel cluster dashboard - EDR event data recorder black box Legal Column

Vehicle Black Box (EDR) Evidence — Capturing the Truth of the Last 5 Seconds Before a NJ Crash

## Situation Nearly every passenger car, SUV, and light truck sold in New Jersey today carries an Event Data Recorder (EDR), commonly called a "vehicle ...
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Smartphone at steering wheel - distracted driving hand-held device Legal Column

NJ Distracted Driving Accidents — Subpoenaing Cell Phone Records to Prove Fault

## Situation Rear-end collisions on the NJ Turnpike, Route 46, or Garden State Parkway increasingly involve a driver who was texting, scrolling social media, or
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